X
Menu
Home
Products
HLM Takaful Tenang and
HLM Takaful Tenang 75
(Pure Protection)
HLM Takaful i-Salam
(Pure Protection)
HLM Takaful i-Critical Care
(Pure Protection)
HLM Takaful i-Hospital Care
(Pure Protection)
HLM Takaful Alpha Saver
PPTN -Simpan SSPN PLUS
Programme
CyberPlanner
+
Covid-19 vaccination Initiative
Assessment Tools
Need Analysis Calculator
Financial Budget Calculator
Savings Goal Calculator
Forms
Guides
Customer Service
General FAQ
Privacy and Security
Like Us
Powered By
EN
EN
BM
Sign In
Like Us
Assessment Tools
Need Analysis Calculator
Financial Budget Calculator
Savings Goal Calculator
Interest Rate (%)
Inflation Rate (%)
A. How much does your family needs in case of your death
Funeral expenses
Outstanding personal loan debt
Outstanding mortgage
How many children require college fund
None
1
2
3
4
5
6
7
8
College fund per child
The current ages of your children
Total monthly income your family needs
How many year do they need the income
B. Do you have any assets your family can use to pay off your debt or loan?
Current savings and investment
Current retirement savings
Existing life insurance cover
C. If you have a spouse
Does your spouse have an income?
No
Yes
What is your spouse's monthly income net of tax
How long does your spouse expect to work
Calculator
Sum assured recommended
0
Monthly Income
Own Income
Spouse's Income
Part time job
House rental
Business
Divident / Bonus
Other Income
Total Income
Monthly Expenses
Fixed Expenses
Saving (Recommend more than 10%-30% Estimate)
House Financing/ Loan
Hire Purchase Financing/ Loan
Personal Financing/ Loan
Other Financing/ Loan
Insurance/Takaful
Cable TV
Maintenance
Other Fixed Expenses
Total Fixed Expenses
Variable Expenses
Food and Household
Car Maintenance
Travelling, Petrol, Toll, Parking
Electric, Water, Handphone and etc
Education
Medical Expenses
Children's Expenses
Entertainment
Other Variable Expenses
Total Variable Expenses
Calculator
Total Monthly Expenses
RM 0
Surplus/(Deficit)
RM 0