Frequently asked questions

A CyberPlanner program is a referral program where the CyberPlanner (that's you!) drives traffic to a merchant's web site (that's us!) in exchange for referral fees. When people click on the shared link, you will get rewarded for every click to our site. You will also be rewarded a referral fee for every complete subscribe from the customers you referred to us.
Step 1: Sign up!
Step 2: Upon successful registration, you will get an access to our CyberPlanner dashboard and its features. You also will be given a unique ID link.
Step 3: Share the link via your social medias or your own website and get rewarded.
A CyberPlanner should be 18 years old and above and MUST be a Malaysian citizen. All applications will be reviewed, and we reserve the right to refuse any application.
No! Join us for FREE and start collecting your referral fees.
Once your application is accepted, you will be given a unique ID as well as custom-formatted links that will ensure that traffic directed from your site is properly tracked.

All transactions from your site will be recorded in real time, meaning that all impressions, links, and deals are tracked instantly. HLMT will provide all reports so that you can view your performance in terms of number of clicks, registered and approved cases on a daily basis.
The percentage of referral fees differ based on the type of product. For every successful sign up of HLM Takaful Tenang and HLM Takaful Tenang 50, you will be entitled for a referral fee of 7.5% of first year collected Takaful contribution. While for other products, you will receive 10% referral fee of first year collected Takaful contribution for every successful sign up.
Your collected referral fees will be credited into your bank account provided to us. You will be paid on a monthly basis for approved cases and for every click generated using your unique link. Hence, please notify us immediately if there are any changes to your bank account details, to avoid any failed payments.
You can get links, including banners and text ads once you log in to your CyberPlanner account. We will be regularly updating our links, to include lots of resources to help you promote through your social media platforms or websites.
Once your application is approved, you will receive an e-mail welcoming you into our CyberPlanner program. It will include all the instructions you need to get started. You will be able to access all the information needed once you log in to your account.